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Whitepaper read

Defi App

HOME · Defi App

UtilityGovernance and rewards token for the Defi App protocol.

What it is

Defi App is a unified, non-custodial DeFi 'everything app' that aims to deliver centralized-exchange simplicity while staying decentralized, combining account abstraction across EVM and non-EVM chains with intelligent cross-chain routing for swaps, lending, and third-party dApps. Its official MiCAR whitepaper (June 2025) was published by Big Bang Studio, a Cayman Islands foundation company stewarding the protocol.

Technology & consensus

The platform uses smart-account abstraction so users transact without holding each chain's native gas token, plus aggregated routing across leading decentralized protocols. HOME is an ERC-20 token issued on Base; the protocol itself is chain-agnostic and settles through underlying networks' own consensus.

Token utility

HOME is the protocol's governance token: holders vote on-chain (weight proportional to holdings at snapshot) on upgrades, treasury allocations, and parameters. Per project docs it is also used for gas abstraction, staking to unlock platform features, and XP/reward multipliers; it grants no ownership, profit, or security-like rights.

Key risks & notes

Early-stage product with an ambitious roadmap (perps, yield products, AI agents through 2026); 10B max supply with large unlocks scheduled (contributors/backers on 12-month cliffs then 36-month linear vesting) creating supply-driven volatility. The issuer raised 6M via future token purchase agreements and the whitepaper disclaims all warranties on the token.

Primary source

Read the official whitepaper →

Research status

Classification: Whitepaper read · Researched · Source material: official project documents only.

Machine-readable summary →

👁️ Evidence dossier

Verification classClass AFORA-01 scale — verification, not a quality ranking
Claim type · DeFi protocol token
What does the holder own?

Title, redemption claim, fractional ownership, reserve exposure — or just narrative.

HOME is the native token of the Defi App ecosystem: holders participate in on-chain governance of protocol upgrades, treasury allocations and parameter changes, with voting proportional to holdings at snapshot. HOME can also pay gas fees via account abstraction and be staked to unlock select platform features. The MiCA whitepaper states explicitly that the token grants no legal rights, claims or entitlements against the issuer.

high confidence

Evidence: [1] · [2]

Verified
Who holds the underlying?

Needs an identifiable custodian or entity — not a wallet address or a label.

No underlying exists by design. The MiCA whitepaper states HOME does not grant holders any legal rights, claims or entitlements against Big Bang Studio or any affiliated party; it is a bearer governance/utility token with no custodian.

high confidence

Evidence: [1]

Verified
How are reserves checked?

Custodian records → inventory → third-party audit → supply reconciliation.

No reserves exist by design. Total supply is 10 billion HOME with a published allocation across community and ecosystem, core contributors, early backers, foundation, protocol development and liquidity categories, plus a detailed vesting schedule; the token is auditable on-chain.

high confidence

Evidence: [1]

Verified
How does redemption work?

Eligibility, minimums, fees, KYC, settlement — and what happens to the token.

No redemption is promised. The whitepaper's rights section documents governance, gas payment and staking as the token's functions, with no redemption mechanic; the issuer disclaims all warranties regarding uninterrupted access to protocol functionality.

high confidence

Evidence: [1]

Verified
Who is liable if redemption fails?

A legally accountable entity and jurisdiction — not a DAO label.

Big Bang Studio is named as the issuer in the MiCA whitepaper, but the same document disclaims all warranties and all liability for damages arising from acquiring, holding, using or transferring HOME. With no redemption existing, there is no liable party for a failed redemption; holders have no documented claim on the issuer.

medium confidence

Evidence: [1]

Verified

❔ UNVERIFIED means not yet researched — not disproven. Rows marked “researched” were investigated and independent evidence was not found. Coverage expands as FORTUNA verifies. This dossier was researched 2026-09-15. Method: FORA-01 Asset Claim Verification Protocol.

❔ Frequently asked questions

What is Defi App (HOME)?

Defi App is a unified, non-custodial DeFi 'everything app' that aims to deliver centralized-exchange simplicity while staying decentralized, combining account abstraction across EVM and non-EVM chains with intelligent cross-chain routing for swaps, lending, and third-party dApps. Its official MiCAR whitepaper (June 2025) was published by Big Bang Studio, a Cayman Islands foundation company stewarding the protocol.

What does the holder own?

HOME is the native token of the Defi App ecosystem: holders participate in on-chain governance of protocol upgrades, treasury allocations and parameter changes, with voting proportional to holdings at snapshot. HOME can also pay gas fees via account abstraction and be staked to unlock select platform features. The MiCA whitepaper states explicitly that the token grants no legal rights, claims or entitlements against the issuer.

What is Defi App's verification status?

Defi App (HOME) carries verification class A (Class A): every applicable FORA-01 question is VERIFIED — a full verification chain. What would change it: A status change would require new evidence — a status never changes from reinterpreting old evidence.

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