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No whitepaper found

Treehouse

TREE · Treehouse

UtilityGovernance and rewards token for the Treehouse protocol.

What it is

TREE is the governance and data token of Treehouse, a decentralized fixed-income infrastructure protocol that produces Decentralized Offered Rates (DOR) - on-chain interest-rate benchmarks for lending rates, staking rates, and forward-rate products.

Technology & consensus

An ERC-1363 token on Ethereum. Panelists submit interest-rate data and forecasts via proprietary models into a decentralized rate-setting process; the resulting DOR feeds are consumed via API and Ethereum oracle for indices, lending-rate products, and perpetual DEX listings.

Token utility

Three functions: (1) DAO governance over protocol parameters and design; (2) paying query fees in TREE to access DOR data; (3) staking TREE (or eligible tAssets) as a panelist to participate in the rate-setting process.

Key risks & notes

Research-access caveat: an official TREE MiCA whitepaper exists on Treehouse's own GitBook but could not be fetched, so this summary is drawn from its contents as quoted in MiCA filings. Risks: benchmark/oracle adoption is unproven against entrenched rate indices, and the token grants no profit or redemption rights - functionality is limited to governance and fee payment once mechanisms are fully implemented.

Primary source

No whitepaper found. The summary below is drawn from the project’s official documentation, site, or repository instead — the substitution is disclosed, not hidden.

Research status

Classification: No whitepaper found · Researched · Source material: official project documents only.

Machine-readable summary →

👁️ Evidence dossier

Verification classClass BFORA-01 scale — verification, not a quality ranking
Claim type · DeFi infrastructure token
What does the holder own?

Title, redemption claim, fractional ownership, reserve exposure — or just narrative.

TREE is the ERC-20 governance/staking token of Treehouse's fixed-income infrastructure: staked to support DOR panelists via Pre-Deposit Vaults, used for governance and protocol rewards, and paid as on-chain fees for benchmark rate data. Total supply is 1 billion.

high confidence

Evidence: [1] · [2]

Verified
Who holds the underlying?

Needs an identifiable custodian or entity — not a wallet address or a label.

No underlying exists by design. TREE is a protocol governance/staking token with no backing claim and no custodian; tAssets such as tETH are separate protocol products, not reserves behind TREE.

high confidence

Evidence: [1]

Verified
How are reserves checked?

Custodian records → inventory → third-party audit → supply reconciliation.

No reserves exist by design; total supply is fixed at 1 billion and auditable on-chain via the ERC-20 contract on Ethereum and BNB Chain.

high confidence

Evidence: [1] · [2]

Verified
How does redemption work?

Eligibility, minimums, fees, KYC, settlement — and what happens to the token.

No redemption is promised. The revenue-backed buyback program (50% of tETH MEY fees) is a treasury buyback, not a holder redemption; airdrop claims and Pre-Deposit Vault staking are not redemption mechanics.

high confidence

Evidence: [1] · [2]

Verified
Who is liable if redemption fails?

A legally accountable entity and jurisdiction — not a DAO label.

'Treehouse Finance' is named as the company behind the protocol (co-founder/CEO Brandon Goh cited in the launch announcement). Researched 2026-09-15: incorporation jurisdiction not publicly disclosed.

low confidence

Evidence: [1]

Partially verified

❔ UNVERIFIED means not yet researched — not disproven. Rows marked “researched” were investigated and independent evidence was not found. Coverage expands as FORTUNA verifies. This dossier was researched 2026-09-15. Method: FORA-01 Asset Claim Verification Protocol.

❔ Frequently asked questions

What is Treehouse (TREE)?

TREE is the governance and data token of Treehouse, a decentralized fixed-income infrastructure protocol that produces Decentralized Offered Rates (DOR) - on-chain interest-rate benchmarks for lending rates, staking rates, and forward-rate products.

What does the holder own?

TREE is the ERC-20 governance/staking token of Treehouse's fixed-income infrastructure: staked to support DOR panelists via Pre-Deposit Vaults, used for governance and protocol rewards, and paid as on-chain fees for benchmark rate data. Total supply is 1 billion.

What is Treehouse's verification status?

Treehouse (TREE) carries verification class B (Class B): a mix of VERIFIED and PARTIALLY VERIFIED with no UNVERIFIED and no CONTRADICTED findings. What would change it: Independent evidence closing the partially verified gaps would move it to Class A.

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